BNA+ (Banco Nación) API Integration & Open Banking/Open Finance

Providing compliant protocol analysis, API implementations and delivery support for Banco Nación's mobile banking features — starting at $300.

Tailored integration for enterprises & fintech teams
OpenData • OpenFinance • Protocol Analysis • Compliance Integration

Securely connect BNA+ core banking, payments and account data to your backend

We provide protocol analysis, authorization flow modeling, runnable API source code, and delivery support for BNA+, covering account queries, transactions, QR payments, cardless withdrawals (Orden de extracción), term deposits and loan interfaces, with compliance and privacy protections.

Account & Transaction Query — Securely fetch balances, transaction histories and card status with pagination, time ranges and multi-account aggregation; outputs JSON/CSV/Excel reports.
QR Payments & similar to Bizum — Integrate QR payments and payment confirmations, supporting merchant and wallet scenarios, with receipts and refund flows design.
Card Management — Card status, suspend/reissue, spending limits and geolocation restrictions; remote payments integration and client notifications.
Payments & Transfers — Real-time account transfers, instant payments network, and QR payments service layer adaptation.

Deliverables & Examples

Standard Deliverables

  • API specifications (OpenAPI / Swagger) with sample requests
  • Protocol analysis report (OAuth2 / OpenID Connect / SCA / 3DS)
  • runnable backend samples (Node.js / Python) with Docker deployment instructions
  • API tests, integration tests and deployment plan
  • Compliance guidance (data minimization, logs retention, KYC guidelines)

Interface Example: Query Account Transactions (pseudo-code)

# Query account balance (example)
GET /api/v1/bna/accounts/{account_id}/balance
Authorization: Bearer <ACCESS_TOKEN>

Response 200 OK
{
  "account_id": "AR12345678",
  "currency": "ARS",
  "available_balance": 12500.50,
  "ledger_balance": 12750.50,
  "as_of": "2025-10-28T14:22:00Z"
}

# Request transactions
POST /api/v1/bna/accounts/transactions
{
  "account_id": "AR12345678",
  "from_date": "2025-09-01",
  "to_date": "2025-09-30",
  "page": 1,
  "page_size": 100
}

Key Integration Scenarios

Account binding and session management, transaction reconciliation exports, QR payments and refunds, cardless withdrawals authorization, and end-to-end processes for deposits/loans synchronization.

Integration Guide (Quick Start)

  1. Provide target App name (BNA+), package name (com.banconacion.bnamas) and concrete needs (e.g., transactions export / QR acceptance / cardless withdrawals).
  2. Confirm available authorization method: public API, test credentials or need to implement an authorization bridge via protocol analysis.
  3. We will deliver: API documentation (OpenAPI), sample backend code, integration tests and run instructions.
  4. Typical initial delivery cycle: 5–12 business days (depending on authorization and complexity).

Minimum deliverables: target feature list, whether there is a test account/sandbox, compliance/privacy requirements (e.g., KYC processing) and preferred delivery format (Swagger/SDK).

Compliance & Security

All work is based on client authorization or public/authorized APIs; we provide data minimization guidance, logging retention and regulatory compliance recommendations, and can assist with NDA and data processing agreements.

About Our Studio

We are a studio focused on mobile app protocol analysis and API integration with background in payments, digital banking and mobile security. We deliver end-to-end open data integration and third-party API authorization bridging.

  • Support Android / iOS protocol tracing and API wrappers
  • Deliver runnable SDKs, OpenAPI docs and test suites
  • Compliance-focused: privacy, data minimization, regulatory guidance
  • Transparent pricing; delivery in phases (start at $300)

Contact

If you’re ready to begin or want a customized quote, visit our contact page and submit your App name and requirements:

View Contact / Submit Request

📱 Original App Features Overview (English translation of Spanish original)

UATAS — App Overview

UATAS helps meet your financial needs. Get cash loans with a simple and easy application process, a straightforward and secure flow, anytime and anywhere.

Loan Products

  • Online cash loans: Rp 1,000,000 - Rp 20,000,000
  • Loan term: 91-120 days
  • Maximum interest rate: 14% per year
  • Other loan fees do not exceed 2%

Transparent Fees

Example: If you choose cash loan Rp 1,000,000 with 91-day term, total repayable amount is Rp 1,054,904 (principal + interest + fees).

How to Apply

  1. Download UATAS from Google Play Store.
  2. Login/register with mobile number.
  3. Choose loan amount and desired term.
  4. Ensure all information is correct.
  5. Verify data, funds will be disbursed after analysis completes.

UATAS is a compliant online loan app registered with financial authorities and ISO 27001:2013 ISMS certified.

Join UATAS to achieve financial freedom. Use cases include emergency school fees, hospital bills, starting a business, etc. UATAS is a trusted solution for quick loans.